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Updated for tax year 2026
Mottalib Radif By Mottalib Radif, passionate about personal finance, MBA INSEAD
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Budget Calculator 50/30/20

Organize your finances with the 50/30/20 budget rule.

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Budget plan 50/30/20

Good

Needs (50%): CHF 2 800.00 (46.7%)
Wants (30%): CHF 1 600.00 (26.7%)
Savings (20%): CHF 1 200.00 (20.0%)
Target 50%
CHF 3 000.00
Target 30%
CHF 1 800.00
Target 20%
CHF 1 200.00

Frequently Asked Questions

What is the 50/30/20 rule?
The 50/30/20 rule recommends allocating 50% of net income to essential needs, 30% to personal wants and 20% to savings and debt repayment.
Are the calculations accurate?
The calculator analyzes your budget according to the 50/30/20 rule and provides a financial health assessment.
Is my data stored?
No, all calculations are performed locally in your browser.

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